Our Structuring Practices
We structure compliant transactions by translating client requirements into solid risk-management frameworks accepted by international banks. Explore our focus areas.
Standby Letters of Credit (SBLC)
A Standby Letter of Credit (SBLC) is a legal document issued by a banking institution that guarantees payment to a beneficiary in the event that the applicant defaults on their commercial obligation. We assist clients in navigating the rigid application process, conducting feasibility assessments, and drafting instrument verbiage to ensure alignment with standard ICC rules.
Structured Use Cases
- Payment guarantee to international product suppliers
- Supporting infrastructure and engineering performance contracts
- Credit enhancement for large-scale corporate borrowings
- Security for leases or contract execution bonds
Eligibility Standards
- Corporate entities with clean registration and clear ownership
- Detailed commercial transaction background with verified contracts
- Demonstrated financial liquidity or acceptable asset collateral
- Full compliance with international AML, KYC, and sanctions screenings
Bank Guarantees (BG)
A Bank Guarantee (BG) serves as a robust security instrument that facilitates trade, tender participation, and contract execution. Our advisory services specialize in structuring various guarantee formats (Performance, Bid Bond, Advance Payment, Financial Guarantee) in compliance with ICC rules, bridging communication between applicants, beneficiaries, and issuing institutions.
Structured Use Cases
- Bid/Tender security for major government or municipal projects
- Advance Payment Guarantee ensuring recovery of prepayments
- Performance Guarantee securing faithful fulfillment of construction or delivery
- Retainage bonds or direct payment security in global supply chains
Eligibility Standards
- Proven technical capability in the underlying contract field
- Acceptable financial rating or creditworthiness relative to guarantee size
- Complete transaction transparency with verified contract terms
- Strict adherence to compliance protocols
Corporate & Business Loans
We advise on structured corporate lending solutions, bridging the gap between medium to large corporate borrowers and private capital, institutional debt funds, or commercial banking networks. All financing is structured meticulously based on cash flow projections, collateral coverage, and specific business risk factors.
Structured Use Cases
- Capital expenditure for factory, equipment, or machinery procurement
- Enterprise expansion, market entry, or strategic acquisition
- Refinancing existing high-cost corporate debt into structured tranches
- Bridge capital during pre-acquisition or public listing stages
Eligibility Standards
- Minimum 2-3 years of active commercial operations
- Demonstrated minimum annual recurring revenue of $500,000
- Positive debt-service coverage ratio or high-value physical/financial collateral
- Clean corporate credit history and transparent reporting standards
Trade Finance Advisory
Expanding trade across international borders requires complex risk mitigation. Our advisory team provides strategic advice on contract terms, payment security, FX hedging, shipping logistics compliance, and counterparty risks, ensuring transactions comply with standard UCP 600 and URDG 758 guidelines.
Structured Use Cases
- Structuring complex, multi-jurisdictional trade purchase terms
- Reviewing and optimizing standard Documentary Letters of Credit (LC)
- Assessing and managing political, sovereign, and FX transaction risk
- Structuring tri-party or back-to-back letter of credit transactions
Eligibility Standards
- Exporters, importers, or multinational trading houses
- Clear compliance history without sanctions exposure
- Substantiated track record in cargo delivery or commodity handling